Fold-Over Tortilla Bake

✨Ingredients:

• 1 pound ground beef
• 1 cup chopped onion
• 2 cans (14-1/2 ounces each) stewed tomatoes
• 1 cup enchilada sauce
• 1 to 2 teaspoons ground cumin
• 1/2 teaspoon salt
• 1/4 teaspoon pepper
• 12 flour or corn tortillas (6 inches)
• 6 ounces cream cheese, softened
• 1 can (4 ounces) chopped green chiles, drained
• 1 cup shredded Monterey Jack cheese
• Minced fresh cilantro, optional